Disclaimer
Disclaimer
Effective Date: August 31, 2026
The information provided by Hoʻokipa Financial Connections, LLC (“Hoʻokipa Financial Connections,” “we,” “us,” or “our”) through this website, courses, educational materials, downloads, guides, workbooks, templates, calculators, videos, social media, and other resources is provided for general informational and educational purposes only.
By using this website or any of our educational resources, you acknowledge and agree to the following.
1. Educational Information Only
Unless you have separately entered into a professional engagement with Hoʻokipa Financial Connections, the information provided through this website and our educational resources does not constitute individualized accounting, tax, legal, financial, investment, or other professional advice.
Our educational resources may discuss topics including:
Accounting and bookkeeping
Taxes and tax deductions
Hawaiʻi General Excise Tax (GET)
Business registration and compliance
Business structures
Payroll
Budgeting and cash flow
Financial organization
Business planning
Pricing and profitability
Other financial or business topics
This information is intended to help users better understand these subjects and should not replace advice based on your individual circumstances.
2. No Professional Relationship
Accessing this website, submitting a general inquiry, subscribing to our content, purchasing a workbook, guide, template, course, membership, or other educational resource does not create an accountant-client, tax preparer-client, advisor-client, fiduciary, attorney-client, or other professional relationship.
A professional relationship with Hoʻokipa Financial Connections is established only when we expressly agree to provide professional services and, when applicable, an appropriate engagement agreement has been accepted.
3. Tax and Accounting Information
Tax and accounting laws, regulations, interpretations, filing requirements, forms, thresholds, deadlines, and procedures can change.
Although we make reasonable efforts to provide helpful and accurate information, we do not guarantee that information contained in our educational materials will remain complete, accurate, or current after publication.
Tax outcomes depend on individual facts and circumstances.
Examples, calculations, scenarios, deduction discussions, and other educational content are provided for illustrative purposes and should not be interpreted as a guarantee that a particular tax position, deduction, credit, business structure, or strategy applies to you.
You should consult an appropriate qualified professional regarding your specific circumstances when necessary.
4. Hawaiʻi-Specific Information
Some resources provided by Hoʻokipa Financial Connections may discuss Hawaiʻi-specific topics, including business registration, General Excise Tax, state tax requirements, licensing, compliance, or government procedures.
Hawaiʻi laws, administrative rules, tax rates, government forms, fees, websites, filing procedures, and agency requirements may change.
Users are responsible for confirming current information with the appropriate government agency or qualified professional before taking action.
5. Business Registration and Entity Information
Information regarding sole proprietorships, limited liability companies (LLCs), corporations, S corporations, partnerships, nonprofit organizations, or other business structures is provided for educational purposes only.
Business formation and entity selection can have legal and tax consequences.
Hoʻokipa Financial Connections is not a law firm and does not provide legal advice.
When legal advice is necessary, you should consult a licensed attorney.
6. Deductions and Tax Savings
Educational resources discussing business expenses, deductions, credits, tax planning, or potential tax savings do not guarantee that any particular expense will be deductible or that a particular tax benefit will apply.
Whether an expense qualifies depends on applicable law and the specific facts and circumstances of the taxpayer.
You are responsible for maintaining appropriate records and documentation and for determining, with professional assistance when appropriate, how tax rules apply to your circumstances.
7. Calculators, Templates and Spreadsheets
Calculators, spreadsheets, templates, worksheets, examples, and other tools provided through our website or educational products are intended to assist with general planning and education.
Results generated by these tools are estimates and depend on the accuracy and completeness of the information entered by the user.
They should not be considered a guarantee of tax liability, profitability, cash flow, savings, pricing results, financial performance, or any other outcome.
Users are responsible for reviewing calculations and determining whether adjustments are necessary for their particular circumstances.
8. No Guarantee of Results
We do not guarantee any particular financial, tax, business, compliance, revenue, profit, savings, or other result from using our website, products, courses, educational resources, or information.
Business and financial outcomes depend on many factors outside our control, including individual circumstances, implementation, market conditions, laws, regulations, and business decisions.
Past examples or hypothetical scenarios should not be interpreted as promises or guarantees of future results.
9. Third-Party Information and Links
Our website and educational materials may reference or link to third-party websites, government agencies, software providers, financial institutions, payment processors, or other external resources.
Links and references are provided for convenience and educational purposes.
We do not control third-party websites and are not responsible for their content, accuracy, availability, security, policies, or practices.
Users should independently verify information obtained from third-party sources when appropriate.
10. Children's Financial Education
Certain educational products and resources may be designed to teach children or families basic concepts related to money, saving, spending, budgeting, entrepreneurship, or financial literacy.
These materials are provided for general educational purposes only and are not financial, investment, tax, or legal advice.
Parents, guardians, educators, and other responsible adults should determine whether an activity or resource is appropriate for the child's age, abilities, and circumstances and provide appropriate supervision when necessary.
11. Testimonials and Examples
Any testimonials, examples, case studies, hypothetical situations, or customer experiences presented through our website or marketing materials represent individual experiences or educational examples.
They do not guarantee that another person or business will achieve the same or similar results.
12. Limitation of Responsibility
You are responsible for how you use information obtained through this website and our educational resources.
To the fullest extent permitted by applicable law, Hoʻokipa Financial Connections, LLC is not responsible for losses, damages, penalties, missed deadlines, tax consequences, business decisions, or other outcomes resulting from reliance on general educational information provided through this website or our products.
Nothing in this Disclaimer is intended to exclude or limit responsibility that cannot legally be excluded or limited.
13. Updates to This Disclaimer
We may update this Disclaimer periodically to reflect changes in our business, products, educational resources, or applicable requirements.
Updates will be posted on this website with a revised effective date.
14. Contact Us
If you have questions regarding this Disclaimer, please contact:
Hoʻokipa Financial Connections, LLC
Hawaiʻi, United States
Email: info@hookipafc.com
Website: https://www.hookipafc.com