Terms & Conditions

Effective Date: August 31, 2026

Welcome to Hoʻokipa Financial Connections, LLC. These Terms & Conditions (“Terms”) govern your use of our website and your purchase or use of products, educational materials, courses, memberships, downloads, and other offerings made available through the website.

By accessing this website, creating an account, purchasing a product, enrolling in a course or membership, or otherwise using our website, you agree to these Terms.

If you do not agree with these Terms, please do not use the website or purchase our products or services.

1. About Hoʻokipa Financial Connections

Hoʻokipa Financial Connections, LLC (“Hoʻokipa Financial Connections,” “we,” “us,” or “our”) provides accounting-related services, business education, courses, downloadable resources, templates, workbooks, guides, and other educational materials.

Certain products or resources may be available to the general public, while others may be available exclusively to clients, members, or specific purchasers.

2. Educational Information — Not Individualized Advice

Courses, guides, workbooks, templates, calculators, articles, videos, downloads, and other educational resources provided through this website are intended for general informational and educational purposes only.

Unless you have separately entered into a professional engagement with Hoʻokipa Financial Connections, information provided through this website or its educational products should not be considered individualized accounting, tax, legal, financial, investment, or other professional advice.

Every business and individual's circumstances are different. You are responsible for determining whether information provided is appropriate for your particular situation and for consulting an appropriate professional when necessary.

Purchasing a course, guide, workbook, template, membership, or other educational resource does not create an accountant-client, tax preparer-client, advisory, fiduciary, or other professional relationship with Hoʻokipa Financial Connections.

Professional services are governed by separate engagement agreements when applicable.

3. Accuracy and Changes to Information

We make reasonable efforts to provide useful and accurate educational information. However, tax laws, regulations, government procedures, filing requirements, fees, forms, deadlines, websites, and other information may change.

We do not guarantee that every educational resource will remain current indefinitely after its original publication or update date.

You are responsible for confirming current requirements with the appropriate government agency or qualified professional before relying on information for an important business, tax, legal, or financial decision.

4. Digital Products and Educational Materials

We may offer digital products including, but not limited to:

  • Workbooks

  • Guides and checklists

  • Courses

  • Templates

  • Spreadsheets

  • Calculators

  • Educational downloads

  • Videos or recorded educational materials

  • Member resources

  • Business and tax education materials

Unless otherwise stated, purchasing a digital product grants you a limited, non-exclusive, non-transferable license to use the material for your own personal or internal business use.

Purchasing a product does not transfer ownership of the intellectual property contained within that product.

5. Intellectual Property

Unless otherwise stated, website content and materials created by Hoʻokipa Financial Connections—including courses, workbooks, guides, spreadsheets, templates, calculators, graphics, written content, educational materials, branding, and other original resources—are owned by or licensed to Hoʻokipa Financial Connections and are protected by applicable intellectual property laws.

You may not, without our prior written permission:

  • Copy or reproduce our products for distribution

  • Share purchased downloads with others

  • Upload materials to shared drives, websites, groups, social media, or online communities for others to access

  • Resell or redistribute our products

  • Modify our materials and sell or distribute them as your own

  • Remove copyright, branding, watermark, or ownership notices

  • Use our materials to create substantially similar products for resale

  • Provide purchased resources to clients, students, employees, organizations, or other third parties unless the applicable product specifically includes that type of license

One purchase generally provides access for one purchaser or authorized user, unless otherwise stated at the time of purchase.

Additional licenses, classroom use, organizational use, or bulk-use permissions may be available separately.

6. Physical Products

Certain products may also be offered in physical form.

Product descriptions, pricing, availability, shipping estimates, and other information will be provided at the time of purchase when applicable.

We are not responsible for delays caused by shipping carriers or circumstances outside our reasonable control.

Any returns, exchanges, replacements, or refunds for physical products are subject to our applicable Refund & Return Policy.

7. Memberships

We may offer paid or complimentary membership programs providing access to exclusive resources, courses, downloads, educational materials, discounts, or other benefits.

Membership benefits may vary depending on membership level and may change as the program develops.

Unless specifically stated otherwise:

  • Membership access is for the registered member only.

  • Login credentials may not be shared.

  • Member-exclusive materials may not be distributed to non-members.

  • Membership benefits have no cash value.

  • Access to membership materials generally ends when the applicable membership terminates or expires.

If a membership automatically renews, the renewal frequency and applicable price will be disclosed at the time of enrollment.

Members are responsible for cancelling recurring memberships according to the cancellation instructions provided through the website or membership platform.

We reserve the right to modify membership features, resources, pricing, or benefits. Material changes affecting an existing paid membership will be communicated when reasonably appropriate.

8. Member-Exclusive and Complimentary Products

Certain products may be included with a membership, professional service, course purchase, promotion, or other offering.

Receiving complimentary access does not change the ownership or licensing restrictions applicable to the product.

Member-exclusive materials may not be purchased or accessed on behalf of non-members for the purpose of avoiding applicable purchase fees or access restrictions.

9. Orders and Payments

Prices are displayed at the time of purchase and may change without notice.

You agree to provide accurate billing and account information when making a purchase.

We reserve the right to refuse or cancel an order in cases involving suspected fraud, unauthorized transactions, pricing or technical errors, misuse of promotional offers, or other circumstances reasonably requiring cancellation.

Payments may be processed through third-party payment providers and are also subject to the applicable provider's terms and privacy practices.

10. Refunds and Returns

Refund eligibility for digital products, courses, memberships, physical products, and other purchases is governed by our Refund & Return Policy, which is incorporated into these Terms by reference.

Please review the applicable policy before completing a purchase.

11. Accounts and Passwords

Certain website features, courses, downloads, or memberships may require an account.

You are responsible for maintaining the confidentiality of your login information and for activity occurring through your account.

You agree to notify us if you become aware of unauthorized use of your account.

We reserve the right to suspend or terminate access when we reasonably believe an account is being shared, misused, used fraudulently, or used in violation of these Terms.

12. User Conduct

You agree not to use this website or our products to:

  • Violate applicable laws or regulations

  • Infringe upon intellectual property rights

  • Attempt to gain unauthorized access to accounts, systems, or restricted content

  • Distribute malicious software or interfere with website functionality

  • Engage in fraudulent activity

  • Circumvent membership or purchasing restrictions

  • Reproduce or distribute protected materials without authorization

We may restrict or terminate access when these Terms are violated.

13. Results Are Not Guaranteed

Educational resources and professional information are designed to help users better understand business, accounting, financial, and tax-related topics.

However, we do not guarantee any particular financial, business, tax, revenue, profitability, savings, compliance, or other outcome from using our website, products, courses, resources, or educational materials.

Your results depend on your individual circumstances, decisions, implementation, and other factors outside our control.

14. Third-Party Websites and Services

Our website or educational materials may reference or link to government agencies, software providers, payment processors, scheduling services, financial institutions, or other third-party websites.

We do not control these third parties and are not responsible for their availability, accuracy, security, policies, products, services, or content.

References or links to third-party resources do not necessarily constitute an endorsement.

15. Website Availability

We strive to keep our website, digital products, memberships, and online resources accessible but cannot guarantee uninterrupted or error-free availability.

Temporary interruptions may occur because of maintenance, software updates, third-party platform issues, internet outages, security concerns, or circumstances outside our control.

16. Limitation of Liability

To the fullest extent permitted by applicable law, Hoʻokipa Financial Connections, LLC and its owners, employees, contractors, or representatives will not be liable for indirect, incidental, special, consequential, or similar damages resulting from your use of, or inability to use, this website or our educational products and resources.

You remain responsible for your own business, tax, financial, legal, and purchasing decisions.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited.

17. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Hoʻokipa Financial Connections, LLC from claims, damages, liabilities, or reasonable costs arising from your misuse of the website or products, violation of these Terms, or infringement of another party's rights.

18. Privacy

Your use of this website is also subject to our Privacy Policy, which explains how information may be collected, used, and protected.

19. Termination of Access

We reserve the right to suspend or terminate access to the website, memberships, courses, accounts, or digital resources when a user materially violates these Terms, misuses our intellectual property, engages in fraudulent activity, or threatens the security or operation of our website or services.

Termination does not grant permission to retain, distribute, reproduce, or resell protected materials.

20. Governing Law

These Terms are governed by the laws of the State of Hawaiʻi, without regard to applicable conflict-of-law principles.

Any dispute arising from these Terms will be handled in accordance with applicable law and any separately executed agreement between you and Hoʻokipa Financial Connections, LLC.

21. Changes to These Terms

We may update these Terms periodically to reflect changes to our website, products, memberships, business practices, or applicable requirements.

The updated Terms will be posted on this website with a revised effective date.

Your continued use of the website following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.

22. Contact Information

Questions regarding these Terms & Conditions may be directed to:

Hoʻokipa Financial Connections, LLC
Hawaiʻi, United States
Email: info@hookipafc.com
Website: https://www.hookipafc.com